The Most Efficient Way To A Large Mortgage
We are a fully independent mortgage broker and we specialise in arranging large mortgages.
We have extensive links through high street lenders and private banks and will find a solution to your situation in the quickest possible time.
We are available to speak on 0203 176 4160.
Why Choose Us
Arranging a large mortgage is a specialist area. Many high street lenders have maximum mortgage limits and most private banks are difficult to access We have many years experience in this sector and have all the lender contacts required to create the most cost effective mortgage. About Us
Who We Work With
We have all the lender contacts you would expect, including high street lenders, private lenders and international banks. Knowing which banks will help and having the right contacts allows us to to negotiate the best possible mortgage.Read
Our Best Products
The majority of our mortgage products are negotiated on a case by case basis which makes a 'best buy table' of limited use. We have detailed a selection of our best products although speaking to us is the best way to establish what we can do for you.Read
Introducers and Partners
If you are a professional adviser and have a client who could benefit from our services our advisers are always more than happy to help. More
About Enness Private Clients:
Enness Private Clients is a respected and established London based independent mortgage broker.
We offer expert advice on large mortgages, large remortgages, large buy to let mortgages and complex mortgages.
- Our Large Mortgage Section
- Our Large Remortgages Section
- Our Large Buy To Let Section
- Our Complex Mortgages Section
RECENTLY COMPLETED CASES:
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Large Cross Charge Mortgage
1.6m arranged over 2 properties valued at 2.6m. This structure allowed the client to purchase his new property before selling his current property. When his current property is sold the mortgage has the flexibility to allow him to reduce the debt without penalty. Rate - 1.99% over base for 5 years |
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Large Mortgage, Short Time in The UK
Our client had recently relocated to the UK with his company and had a shallow credit history given his short time over here. His remuneration package consisted of a modest basic salary and profit share based on group performance which made up a large part of his income. This 'tricky' set of circumstances made the mortgage difficult to place on the high street (credit history, large performance based income) and the client was very frustrated with the lack of common sense approach. Our Private bank offered this mortgage (1.8m on 2.6m) with very little hassle based on his position within the company, the strength of the company, his historically large income and previous similarly-held positions and background assets. |
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Residential re-mortgage based on 5 months self-employed
Residential re-mortgage (900k on 1.4m) based on 5 months self-employed trading figures and forecasted bonuses. As it was a like for like re-mortgage and the client had demonstrable assets in the background the bank were happy to re-mortgage even though the client had only been contracting in a new role for a short period, enabling our client to move from a high S.V.R. to a much better overall rate. |
RECENT CLIENT TESTIMONIALS:
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“Ian Humphreys has been absolutely brilliant. We’ve recently bought a house after having searched for the best part of a year. During that time we made countless offers in a very competitive marketplace we kept losing out. However, Ian was always at our side, proving efficient and professional advice every step of the way. Thanks Ian! Robert, Hampstead” |
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“Enness were both efficient and friendly. Charlie would generally respond to my emails within minutes, and the advice I received was completely dependable. I believe that I have not received such valuable service like this, in a long time. I am really grateful to them and I'll definitely be recommending Enness to friends!” |
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"Ian Humphreys is very helfpul. The service was excellent. I shall certainly use you again in three years time. Thanks" |